MES\u0130AD Y\u00f6netim Kurulu Ba\u015fkan\u0131 Adnan G\u00fcndo\u011fdu, T\u00fcrkiye\u2019de son d\u00f6nemde Merkez Bankas\u0131 taraf\u0131ndan al\u0131nan faiz indirim kararlar\u0131n\u0131n kamuoyunda geni\u015f yank\u0131 buldu\u011funu ancak reel sekt\u00f6rde bu ad\u0131mlar\u0131n etkilerinin ne yaz\u0131k ki hissedilmedi\u011fini s\u00f6yledi.<\/p>\n
Faiz indirimlerinin teoride kredi maliyetlerini d\u00fc\u015f\u00fcrerek yat\u0131r\u0131m\u0131 te\u015fvik etmesi beklenirken, uygulamada bankac\u0131l\u0131k sekt\u00f6r\u00fc bu d\u00fc\u015f\u00fc\u015fleri kredi faizlerine yans\u0131tmad\u0131\u011f\u0131n\u0131 aksine krediye eri\u015fimin her ge\u00e7en g\u00fcn daha da zorla\u015fmat\u0131\u011f\u0131n\u0131 belirten G\u00fcndo\u011fdu, \u201cSanayicimiz, i\u015f insanlar\u0131m\u0131z, \u00fcretmek, istihdam sa\u011flamak ve ihracat yapmak istemektedir. Ancak \u00fcretim \u00e7arklar\u0131n\u0131 \u00e7evirmek i\u00e7in ihtiya\u00e7 duyduklar\u0131 finansmana ula\u015fmakta b\u00fcy\u00fck s\u0131k\u0131nt\u0131 ya\u015famaktad\u0131rlar. Ticari kredilere uygulanan y\u00fcksek faiz oranlar\u0131, ek teminat talepleri ve s\u0131k\u0131la\u015fan kredi politikalar\u0131, \u00f6zellikle KOB\u0130\u2019ler ba\u015fta olmak \u00fczere t\u00fcm reel sekt\u00f6r\u00fc ciddi \u015fekilde zorlamaktad\u0131r. Faiz indirimiyle birlikte bir rahatlama beklentisi olu\u015fmu\u015fken, bankalar\u0131n bu indirimi dikkate almadan kendi risk alg\u0131lar\u0131na g\u00f6re hareket etmeleri, ekonomik b\u00fcy\u00fcmeyi do\u011frudan olumsuz etkilemektedir. Finansmana eri\u015fimin zorla\u015ft\u0131\u011f\u0131 bu ortamda, yat\u0131r\u0131m kararlar\u0131 ertelenmekte, i\u015fletmeler nakit ak\u0131\u015flar\u0131n\u0131 y\u00f6netmekte g\u00fc\u00e7l\u00fck \u00e7ekmektedir.\u201d dedi.<\/p>\n
\u201cFaiz indiriminin piyasa kredi faizlerine yans\u0131mas\u0131 sa\u011flanmal\u0131\u201d<\/p>\n
G\u00fcndo\u011fdu \u015f\u00f6yle devam etti;
\n\u201cBu noktada \u00e7a\u011fr\u0131m\u0131z hem kamu otoritelerine hem de bankac\u0131l\u0131k sekt\u00f6r\u00fcne y\u00f6neliktir. Merkez Bankas\u0131\u2019n\u0131n politikalar\u0131 ile reel sekt\u00f6r\u00fcn ihtiya\u00e7lar\u0131 aras\u0131nda k\u00f6pr\u00fc kurulmal\u0131, bankalar da bu s\u00fcrecin bir par\u00e7as\u0131 olarak sorumluluk almal\u0131d\u0131r. Faiz indiriminin piyasa kredi faizlerine yans\u0131mas\u0131 sa\u011flanmal\u0131, krediye eri\u015fim kolayla\u015ft\u0131r\u0131lmal\u0131d\u0131r. Aksi halde al\u0131nan kararlar reel ekonomiye yans\u0131madan sadece k\u00e2\u011f\u0131t \u00fczerinde kalacakt\u0131r. Unutulmamal\u0131d\u0131r ki \u00fcretim durursa ekonomi durur. Biz sanayici ve i\u015f insanlar\u0131 \u00fcretmeye, yat\u0131r\u0131m yapmaya, istihdam sa\u011flamaya haz\u0131r\u0131z. Ancak s\u00fcrd\u00fcr\u00fclebilir bir b\u00fcy\u00fcme i\u00e7in finansmana eri\u015fim en temel ihtiya\u00e7t\u0131r. Ekonomik kararlar\u0131n, sahadaki etkileri dikkate al\u0131narak b\u00fct\u00fcnc\u00fcl bir yakla\u015f\u0131mla ele al\u0131nmas\u0131 gerekti\u011fini bir kez daha hat\u0131rlat\u0131yor, t\u00fcm payda\u015flar\u0131 ortak ak\u0131lla \u00e7\u00f6z\u00fcm \u00fcretmeye davet ediyoruz.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
MES\u0130AD Y\u00f6netim Kurulu Ba\u015fkan\u0131 Adnan G\u00fcndo\u011fdu, T\u00fcrkiye\u2019de son d\u00f6nemde Merkez Bankas\u0131 taraf\u0131ndan al\u0131nan faiz indirim kararlar\u0131n\u0131n kamuoyunda geni\u015f yank\u0131 buldu\u011funu ancak reel sekt\u00f6rde bu ad\u0131mlar\u0131n etkilerinin ne yaz\u0131k ki hissedilmedi\u011fini s\u00f6yledi. Faiz indirimlerinin teoride kredi maliyetlerini d\u00fc\u015f\u00fcrerek yat\u0131r\u0131m\u0131 te\u015fvik etmesi beklenirken, uygulamada bankac\u0131l\u0131k sekt\u00f6r\u00fc bu d\u00fc\u015f\u00fc\u015fleri kredi faizlerine yans\u0131tmad\u0131\u011f\u0131n\u0131 aksine krediye eri\u015fimin her ge\u00e7en g\u00fcn […]<\/p>\n","protected":false},"author":2,"featured_media":93765,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,8],"tags":[],"class_list":["post-93763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem","category-mersin"],"views":63,"_links":{"self":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/93763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/comments?post=93763"}],"version-history":[{"count":0,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/93763\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media\/93765"}],"wp:attachment":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media?parent=93763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/categories?post=93763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/tags?post=93763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}