{"id":57945,"date":"2023-09-21T14:10:23","date_gmt":"2023-09-21T11:10:23","guid":{"rendered":"http:\/\/mersingazetesi.com\/?p=57945"},"modified":"2024-06-11T21:33:56","modified_gmt":"2024-06-11T18:33:56","slug":"sohbet-kosesi-zamaninda-odenmeyen-borctan-dolayi-fazla-para-alinabilir-mi-2","status":"publish","type":"post","link":"https:\/\/mersingazetesi.com\/index.php\/2023\/09\/21\/sohbet-kosesi-zamaninda-odenmeyen-borctan-dolayi-fazla-para-alinabilir-mi-2\/","title":{"rendered":"SOHBET K\u00d6\u015eES\u0130: ZAMANINDA \u00d6DENMEYEN BOR\u00c7TAN DOLAYI FAZLA PARA ALINAB\u0130L\u0130R M\u0130?"},"content":{"rendered":"<div id=\":1pf\" class=\"Ar Au Ao\">\n<div id=\":1pb\" class=\"Am Al editable LW-avf tS-tW tS-tY\" tabindex=\"1\" role=\"textbox\" contenteditable=\"true\" spellcheck=\"false\" aria-label=\"\u0130leti G\u00f6vdesi\" aria-multiline=\"true\" aria-owns=\":1rx\" aria-controls=\":1rx\">\n<div dir=\"ltr\">\n<div>Say\u0131n AHMET \u00d6Z\u00dcLK\u00dc soruyor;<\/div>\n<div>SORU : Sorulan sorulara verdi\u011finiz mant\u0131kl\u0131 cevaplardan dolay\u0131 sizi tebrik ediyoruz.<\/div>\n<div>Bizim de bir sorumuz var.<\/div>\n<div>Bizler ticaretle u\u011fra\u015fan esnaf vatanda\u015flar\u0131z.<\/div>\n<div>Birbirimize zaman-zaman senetsiz bor\u00e7 veriyoruz.<\/div>\n<div>Ancak verdi\u011fimiz para zaman\u0131nda \u00f6denemiyor. Kar\u015f\u0131l\u0131kl\u0131 anla\u015fmayla ge\u00e7 kalan g\u00fcnler i\u00e7in fazladan para \u00f6deniyor.<\/div>\n<div>Bu faiz midir?<\/div>\n<div>Ger\u00e7ek faizle bu i\u015flemin aras\u0131nda fark yok mudur?<\/div>\n<div>L\u00fctfen bu konuyu ayd\u0131nlat\u0131n\u0131z.<\/div>\n<div>CEVAP : \u0130ltifatlar\u0131n\u0131za te\u015fekk\u00fcrler\u2026<\/div>\n<div>\u00d6nceki cevaplar\u0131m\u0131z\u0131n birinde : \u201cAl\u0131nan borcun, al\u0131nandan fazla olarak \u00f6denmesinin h\u00fckm\u00fc nedir?\u201d sorusuna cevap vermi\u015ftik.<\/div>\n<div>Bir bor\u00e7lanma i\u015fleminde faizin ger\u00e7ekle\u015fmesi i\u00e7in alacakl\u0131 ile bor\u00e7lu aras\u0131nda bor\u00e7 d\u0131\u015f\u0131nda alacakl\u0131ya az veya \u00e7ok bir fazlal\u0131k \u00f6denece\u011fine dair hakiki veya h\u00fckmi bir akdin bulunmas\u0131 gerekir.<\/div>\n<div><\/div>\n<div>Hakiki faiz akdi \u015fu demektir :<\/div>\n<div>Fazlal\u0131k \u00f6denece\u011finin s\u00f6z veya yaz\u0131 ile ifade edilip, kar\u015f\u0131l\u0131kl\u0131 kabul edilmesidir. Borcun az veya \u00e7ok bir fazlal\u0131kla \u00f6denece\u011finin, taraflarca \u00f6nceden bilinmesi ve bu bilgiye istinaden akdin yap\u0131lmas\u0131d\u0131r.<\/div>\n<div>Borcun az veya \u00e7ok herhangi bir fazlal\u0131kla birlikte \u00f6denece\u011fi konusunda hakiki veya h\u00fckmi bir akid bulunmad\u0131\u011f\u0131 ve alacakl\u0131n\u0131n da b\u00f6yle bir talebi ve beklentisi olmad\u0131\u011f\u0131 halde, bor\u00e7lunun borcunu bir miktar fazlas\u0131yla \u00f6demesi yani alacakl\u0131ya borcu d\u0131\u015f\u0131nda herhangi ek bir \u015fey daha vermesi halinde, bu fazlal\u0131\u011f\u0131 faiz saymamak gerekir.<\/div>\n<div>Ticaret e\u015fyas\u0131 ; Ticaret niyetiyle al\u0131n\u0131p, ticaret i\u00e7in saklan\u0131lan e\u015fyad\u0131r.<\/div>\n<div>Herhangi bir e\u015fyan\u0131n ticaret e\u015fyas\u0131 say\u0131lmas\u0131 i\u00e7in ticaret niyetiyle sat\u0131n al\u0131nmas\u0131 laz\u0131md\u0131r.<\/div>\n<div>Canl\u0131 olsun, cans\u0131z olsun b\u00fct\u00fcn mallar ticaret yapmak yani satmak i\u00e7in sat\u0131n al\u0131nd\u0131klar\u0131 zaman ticaret e\u015fyas\u0131 olurlar.<\/div>\n<div><\/div>\n<div>Alt\u0131n, g\u00fcm\u00fc\u015f, denizden ve yerden \u00e7\u0131kar\u0131lm\u0131\u015f tuzlar , petrol ve benzerleri , beyaz e\u015fya , f\u0131nd\u0131k , f\u0131st\u0131k , muz , baklagiller hep ticaret e\u015fyas\u0131 say\u0131l\u0131r.<\/div>\n<div>Bazen ticaret e\u015fyalar\u0131n\u0131n al\u0131m sat\u0131m\u0131nda da t\u0131pk\u0131 al\u0131nan bor\u00e7 paran\u0131n zaman\u0131nda \u00f6denemedi\u011fi gibi zaman\u0131nda \u00f6deme yap\u0131lamamaktad\u0131r.<\/div>\n<div>Buradaki zaman\u0131nda \u00f6denememe olay\u0131 \u00f6nceden bilinmemektedir.<\/div>\n<div>\u00d6nceden bilinmeyi\u015fi faiz i\u015fleminin d\u0131\u015f\u0131nda bir i\u015flemi ortaya koymaktad\u0131r.<\/div>\n<div>Bu durumda bor\u00e7lunun alacakl\u0131ya eski borcun d\u0131\u015f\u0131nda ge\u00e7 kal\u0131\u015ftan dolay\u0131 biraz fazla \u00f6deme yapmas\u0131n\u0131n normal kar\u015f\u0131lamak gerekir.<\/div>\n<div>Ho\u015f\u00e7a kal\u0131n\u0131z.<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Say\u0131n AHMET \u00d6Z\u00dcLK\u00dc soruyor; SORU : Sorulan sorulara verdi\u011finiz mant\u0131kl\u0131 cevaplardan dolay\u0131 sizi tebrik ediyoruz. Bizim de bir sorumuz var. Bizler ticaretle u\u011fra\u015fan esnaf vatanda\u015flar\u0131z. Birbirimize zaman-zaman senetsiz bor\u00e7 veriyoruz. Ancak verdi\u011fimiz para zaman\u0131nda \u00f6denemiyor. Kar\u015f\u0131l\u0131kl\u0131 anla\u015fmayla ge\u00e7 kalan g\u00fcnler i\u00e7in fazladan para \u00f6deniyor. Bu faiz midir? Ger\u00e7ek faizle bu i\u015flemin aras\u0131nda fark yok mudur? [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":57897,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-57945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gazi-mert"],"views":40,"_links":{"self":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/57945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/comments?post=57945"}],"version-history":[{"count":0,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/57945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media\/57897"}],"wp:attachment":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media?parent=57945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/categories?post=57945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/tags?post=57945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}