Avrupa\u2019dan T\u00fcrkiye\u2019ye yabanc\u0131 plakal\u0131 ara\u00e7lar\u0131yla gelen gurbet\u00e7iler i\u00e7in ‘s\u0131la yolu’ sezonu ba\u015flarken, sigorta uzmanlar\u0131 s\u00fcr\u00fcc\u00fclerin en s\u0131k yapt\u0131\u011f\u0131 hataya dikkat \u00e7ekti. Uzmanlar, ‘Ye\u015fil Kart’ ya da s\u0131n\u0131rda yapt\u0131r\u0131lan standart trafik sigortas\u0131n\u0131n san\u0131ld\u0131\u011f\u0131 gibi tam koruma sa\u011flamad\u0131\u011f\u0131n\u0131 belirterek, eksik sigorta kapsam\u0131n\u0131n ciddi maddi sonu\u00e7lara yol a\u00e7abilece\u011fi uyar\u0131s\u0131nda bulundu.
\nGurbet Kasko Kurucusu Abdulcelil Alk\u0131\u015f, bir\u00e7ok gurbet\u00e7inin ‘Ye\u015fil Kart\u0131m var, kaza olursa t\u00fcm masraflar\u0131 sigorta kar\u015f\u0131lar’ d\u00fc\u015f\u00fcncesiyle hareket etti\u011fini ifade ederek, bu alg\u0131n\u0131n yanl\u0131\u015f oldu\u011funu s\u00f6yledi.<\/p>\n
“Ye\u015fil Kart kendi arac\u0131n\u0131z\u0131 de\u011fil kar\u015f\u0131 taraf\u0131 korur”
\n‘Ye\u015fil Kart\u2019\u0131n uluslararas\u0131 bir sorumluluk sigortas\u0131 oldu\u011funu vurgulayan Alk\u0131\u015f, “Bu poli\u00e7e, kusurlu oldu\u011funuz bir kazada kar\u015f\u0131 tarafa verdi\u011finiz zarar\u0131 belirli limitler dahilinde kar\u015f\u0131l\u0131yor. Ancak kendi arac\u0131n\u0131zda olu\u015fan hasar\u0131 kasko yoksa kar\u015f\u0131lam\u0131yor. Vatanda\u015flar\u0131m\u0131z T\u00fcrkiye\u2019ye giri\u015fte yasal zorunlulu\u011fu yerine getiriyor ama kendi ara\u00e7lar\u0131n\u0131 g\u00fcvence alt\u0131na alm\u0131\u015f olmuyor” dedi.<\/p>\n
Hasar maliyetleri h\u0131zla y\u00fckseliyor
\n2026 y\u0131l\u0131 itibar\u0131yla standart trafik sigortas\u0131nda maddi hasar teminat\u0131n\u0131n ara\u00e7 ba\u015f\u0131na 400 bin TL, kaza ba\u015f\u0131na ise 800 bin TL seviyesinde oldu\u011funu belirten Alk\u0131\u015f, yeni nesil ara\u00e7larda olu\u015fan hasar maliyetlerinin bu limitleri a\u015fabildi\u011fini kaydetti.
\nFar sistemleri, radarlar, sens\u00f6rl\u00fc tamponlar, elektronik s\u00fcr\u00fc\u015f destek sistemleri ve ithal yedek par\u00e7alar\u0131n maliyetleri art\u0131rd\u0131\u011f\u0131na dikkat \u00e7eken Alk\u0131\u015f, “Basit g\u00f6r\u00fcnen bir kazada bile yetkili servis ve orijinal par\u00e7a maliyetleri y\u00fcz binlerce liraya ula\u015fabiliyor. Standart sigorta limiti yetersiz kal\u0131rsa aradaki fark kusurlu s\u00fcr\u00fcc\u00fcden talep ediliyor” ifadelerini kulland\u0131.<\/p>\n
“Bor\u00e7 Avrupa\u2019da da takip edilebilir”
\nT\u00fcrkiye\u2019de olu\u015fan tazminat dosyalar\u0131n\u0131n yaln\u0131zca T\u00fcrkiye ile s\u0131n\u0131rl\u0131 kalmayabilece\u011fini belirten Alk\u0131\u015f, Avrupa\u2019da ya\u015fayan gurbet\u00e7ilerin bu konuda daha dikkatli olmas\u0131 gerekti\u011fini s\u00f6yledi.
\nHukuki s\u00fcre\u00e7 sonunda borcun s\u00fcr\u00fcc\u00fcn\u00fcn ya\u015fad\u0131\u011f\u0131 \u00fclkeye ta\u015f\u0131nabilece\u011fini ifade eden Alk\u0131\u015f, “Bu durum yaln\u0131zca tatil b\u00fct\u00e7esini de\u011fil, Avrupa\u2019daki banka hesab\u0131n\u0131, maa\u015f\u0131 ya da mal varl\u0131\u011f\u0131n\u0131 da etkileyebilir. Y\u0131llarca \u00e7al\u0131\u015f\u0131larak olu\u015fturulan birikimler yanl\u0131\u015f sigorta alg\u0131s\u0131 nedeniyle risk alt\u0131na girmemeli” diye konu\u015ftu.<\/p>\n
Uzmanlardan ek g\u00fcvence \u00f6nerisi
\nUzmanlar, s\u0131la yoluna \u00e7\u0131kmadan \u00f6nce yaln\u0131zca ara\u00e7 bak\u0131m\u0131n\u0131n de\u011fil, sigorta kapsam\u0131n\u0131n da detayl\u0131 \u015fekilde kontrol edilmesi gerekti\u011fini belirtiyor. ‘Ye\u015fil Kart\u2019\u0131n hangi \u00fclkelerde ge\u00e7erli oldu\u011fu, T\u00fcrkiye\u2019deki teminat limitleri, kendi ara\u00e7 hasar\u0131n\u0131 kapsay\u0131p kapsamad\u0131\u011f\u0131 ve limit \u00fcst\u00fc zarar durumunda sorumlulu\u011fun kimde oldu\u011fu konular\u0131n\u0131n mutlaka incelenmesi gerekti\u011fi ifade edildi.
\nAlk\u0131\u015f ayr\u0131ca, yabanc\u0131 plakal\u0131 ara\u00e7 sahiplerinin k\u0131sa s\u00fcreli kasko, y\u00fcksek limitli ihtiyari mali mesuliyet sigortas\u0131 ve yol yard\u0131m hizmetlerini de\u011ferlendirmesi gerekti\u011fini belirterek, “Gurbet\u00e7ilerimiz genellikle yol plan\u0131na ve ara\u00e7 bak\u0131m\u0131na odaklan\u0131yor. Oysa olas\u0131 bir kazada belirleyici olan poli\u00e7enin i\u00e7eri\u011fidir. Kendi arac\u0131n\u0131z\u0131, kar\u015f\u0131 taraf\u0131n zarar\u0131n\u0131 ve yolda kalma riskini birlikte d\u00fc\u015f\u00fcnmek gerekiyor” dedi.
\nSekt\u00f6r temsilcileri ise \u00f6zellikle yaz aylar\u0131nda s\u0131n\u0131r kap\u0131lar\u0131nda yo\u011funluk ya\u015fanmadan \u00f6nce poli\u00e7e i\u015flemlerinin online tamamlanmas\u0131n\u0131n zaman kayb\u0131n\u0131 \u00f6nledi\u011fini ve s\u00fcr\u00fcc\u00fclere daha bilin\u00e7li karar alma imkan\u0131 sundu\u011funu kaydetti.
\nUzmanlar, s\u0131la yoluna \u00e7\u0131kacak gurbet\u00e7ilere “Ye\u015fil Kart \u00f6nemli bir belge olsa da tek ba\u015f\u0131na tam koruma sa\u011flam\u0131yor” uyar\u0131s\u0131nda bulunarak, k\u00fc\u00e7\u00fck g\u00f6r\u00fcnen kazalar\u0131n dahi y\u00fcksek maliyetli sonu\u00e7lar do\u011furabilece\u011fine dikkat \u00e7ekti.<\/p>\n","protected":false},"excerpt":{"rendered":"
Avrupa\u2019dan T\u00fcrkiye\u2019ye yabanc\u0131 plakal\u0131 ara\u00e7lar\u0131yla gelen gurbet\u00e7iler i\u00e7in ‘s\u0131la yolu’ sezonu ba\u015flarken, sigorta uzmanlar\u0131 s\u00fcr\u00fcc\u00fclerin en s\u0131k yapt\u0131\u011f\u0131 hataya dikkat \u00e7ekti. Uzmanlar, ‘Ye\u015fil Kart’ ya da s\u0131n\u0131rda yapt\u0131r\u0131lan standart trafik sigortas\u0131n\u0131n san\u0131ld\u0131\u011f\u0131 gibi tam koruma sa\u011flamad\u0131\u011f\u0131n\u0131 belirterek, eksik sigorta kapsam\u0131n\u0131n ciddi maddi sonu\u00e7lara yol a\u00e7abilece\u011fi uyar\u0131s\u0131nda bulundu. Gurbet Kasko Kurucusu Abdulcelil Alk\u0131\u015f, bir\u00e7ok gurbet\u00e7inin ‘Ye\u015fil […]<\/p>\n","protected":false},"author":2,"featured_media":133829,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-133828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"views":161,"_links":{"self":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/133828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/comments?post=133828"}],"version-history":[{"count":1,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/133828\/revisions"}],"predecessor-version":[{"id":133830,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/133828\/revisions\/133830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media\/133829"}],"wp:attachment":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media?parent=133828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/categories?post=133828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/tags?post=133828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}