T\u00fcrkiye\u2019de sigortas\u0131z \u00e7al\u0131\u015f\u0131rken i\u015f kazas\u0131 ge\u00e7iren i\u015f\u00e7ilerin, Sosyal G\u00fcvenlik Kurumu (SGK) taraf\u0131ndan kaza g\u00fcn\u00fc itibar\u0131yla re\u2019sen sigortal\u0131 yap\u0131lmas\u0131, zaman zaman kamuoyunda tart\u0131\u015fma konusu olurken, uzmanlara g\u00f6re bu uygulama i\u015f\u00e7i ve ailesini koruyan g\u00fc\u00e7l\u00fc bir sosyal devlet refleksi niteli\u011fi ta\u015f\u0131yor.<\/p>\n
Hak kay\u0131plar\u0131n\u0131 \u00f6nleyen sosyal devlet mekanizmas\u0131<\/p>\n
Uygulama ilk bak\u0131\u015fta \u201ci\u015f\u00e7inin sadece bir g\u00fcn sigortal\u0131 g\u00f6sterilmesi\u201d \u015feklinde alg\u0131lansa da, yetkililer bunun tamamen yanl\u0131\u015f bir de\u011ferlendirme oldu\u011funu belirtiyor. SGK\u2019n\u0131n re\u2019sen tescil i\u015flemi, i\u015f\u00e7i ad\u0131na sosyal g\u00fcvenlik haklar\u0131n\u0131n ba\u015flamas\u0131n\u0131 sa\u011flayan ilk ad\u0131m\u0131 olu\u015fturuyor. \u0130nceleme sonunda i\u015f\u00e7inin kazadan \u00f6nce fiilen \u00e7al\u0131\u015ft\u0131\u011f\u0131 t\u00fcm g\u00fcnler geriye d\u00f6n\u00fck olarak sisteme i\u015fleniyor ve haklar eksiksiz olarak tesis ediliyor.<\/p>\n
Denetim s\u00fcreciyle kazan\u0131n niteli\u011fi tespit ediliyor<\/p>\n
Sigortas\u0131z bir \u00e7al\u0131\u015fan\u0131n i\u015f kazas\u0131 ge\u00e7irmesi h\u00e2linde, olay\u0131n niteli\u011fine g\u00f6re sosyal g\u00fcvenlik denetmenleri veya SGK m\u00fcfetti\u015fleri devreye giriyor. \u0130\u015f\u00e7inin ne zamandan beri \u00e7al\u0131\u015ft\u0131\u011f\u0131, \u00fccreti, i\u015f kazas\u0131n\u0131n olu\u015f \u015fekli ve sorumlular ayr\u0131nt\u0131l\u0131 \u015fekilde ara\u015ft\u0131r\u0131l\u0131yor.<\/p>\n
Tan\u0131k ifadeleri, i\u015fyeri kay\u0131tlar\u0131, kamera g\u00f6r\u00fcnt\u00fcleri ve beyanlar inceleniyor; haz\u0131rlanan rapor do\u011frultusunda hem i\u015f kazas\u0131 hukuken tan\u0131n\u0131yor hem de sosyal g\u00fcvenlik i\u015flemleri ba\u015flat\u0131l\u0131yor.<\/p>\n
\u00d6l\u00fcm halinde aileye gelir ve ayl\u0131k ba\u011flan\u0131yor<\/p>\n
\u0130\u015f kazas\u0131n\u0131n \u00f6l\u00fcmle sonu\u00e7land\u0131\u011f\u0131 durumlarda ise SGK, hak sahiplerine hem \u00f6l\u00fcm geliri hem de \u015fartlar\u0131n sa\u011flanmas\u0131 h\u00e2linde \u00f6l\u00fcm ayl\u0131\u011f\u0131 ba\u011fl\u0131yor. Gelir ve ayl\u0131\u011fa ayn\u0131 anda hak kazan\u0131lmas\u0131 durumunda y\u00fcksek olan \u00f6demenin tamam\u0131, d\u00fc\u015f\u00fck olan\u0131n ise yar\u0131s\u0131 aileye \u00f6deniyor. Ayr\u0131ca cenaze \u00f6dene\u011fi de aileye veriliyor.<\/p>\n
Sistemin \u00f6nemli bir y\u00f6n\u00fc de SGK\u2019n\u0131n yapt\u0131\u011f\u0131 \u00f6demeleri kusurlu i\u015fveren veya di\u011fer sorumlulara r\u00fccu ederek kamu zarar\u0131n\u0131 tazmin etmesi. B\u00f6ylece hem i\u015f\u00e7i ve ailesi korunuyor hem de mali y\u00fck kamuya de\u011fil, kusurlu tarafa y\u00f6nlendiriliyor.<\/p>\n
Uluslararas\u0131 \u00f6rneklerle kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda T\u00fcrkiye \u00f6ne \u00e7\u0131k\u0131yor<\/p>\n
Bir\u00e7ok \u00fclkede i\u015f kazas\u0131 \u00f6demeleri \u00f6zel sigorta poli\u00e7elerine veya i\u015fveren birliklerine ba\u011fl\u0131 y\u00fcr\u00fct\u00fcl\u00fcyor. \u00d6rne\u011fin ABD\u2019de i\u015fverenin poli\u00e7e yapt\u0131rmamas\u0131 h\u00e2linde i\u015f\u00e7ilerin \u00e7o\u011fu zaman hi\u00e7bir gelir elde edemedi\u011fi, tazminat i\u00e7in y\u0131llar s\u00fcren davalara mecbur kald\u0131\u011f\u0131 belirtiliyor. \u0130ngiltere\u2019de de devlet do\u011frudan gelir ya da ayl\u0131k ba\u011flam\u0131yor.<\/p>\n
T\u00fcrkiye\u2019nin modeli ise i\u015f\u00e7i sigortas\u0131z olsa bile sosyal g\u00fcvenlik kapsam\u0131na al\u0131nmas\u0131n\u0131 sa\u011flayarak, aileye do\u011frudan gelir g\u00fcvencesi sunmas\u0131yla \u00f6ne \u00e7\u0131k\u0131yor. Bu y\u00f6n\u00fcyle uygulama, sosyal devlet ilkesinin g\u00fc\u00e7l\u00fc \u00f6rneklerinden biri olarak de\u011ferlendiriliyor.<\/p>\n
\u201cBir g\u00fcn sigorta\u201d ele\u015ftirisi yanl\u0131\u015f alg\u0131ya dayan\u0131yor<\/p>\n
Kamuoyunda zaman zaman \u201cSGK sadece bir g\u00fcn sigorta g\u00f6steriyor\u201d ele\u015ftirisi g\u00fcndeme gelirken, uzmanlar bunun teknik i\u015fleyi\u015fin yanl\u0131\u015f anla\u015f\u0131lmas\u0131ndan kaynakland\u0131\u011f\u0131n\u0131 vurguluyor. Re\u2019sen tescil i\u015flemi, sosyal g\u00fcvenlik haklar\u0131n\u0131n devreye girmesi i\u00e7in yap\u0131lan ilk kay\u0131t niteli\u011fi ta\u015f\u0131yor; incelemeler tamamland\u0131\u011f\u0131nda t\u00fcm \u00e7al\u0131\u015fma s\u00fcreleri geriye d\u00f6n\u00fck olarak i\u015fleniyor.<\/p>\n
\u00c7al\u0131\u015fan\u0131 merkeze alan sistem<\/p>\n
Sonu\u00e7 olarak SGK\u2019n\u0131n uygulamas\u0131, i\u015f kazas\u0131 ge\u00e7iren sigortas\u0131z \u00e7al\u0131\u015fan\u0131 dahi koruyan, aileyi gelir g\u00fcvencesine kavu\u015fturan ve kusurlu i\u015fvereni sorumlu tutan bir sosyal g\u00fcvenlik yap\u0131s\u0131 sunuyor. Yetkililer, \u201cSistemin \u00f6z\u00fc i\u015f\u00e7iyi merkeze almak ve ma\u011fduriyetini \u00f6nlemek\u201d de\u011ferlendirmesinde bulunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00fcrkiye\u2019de sigortas\u0131z \u00e7al\u0131\u015f\u0131rken i\u015f kazas\u0131 ge\u00e7iren i\u015f\u00e7ilerin, Sosyal G\u00fcvenlik Kurumu (SGK) taraf\u0131ndan kaza g\u00fcn\u00fc itibar\u0131yla re\u2019sen sigortal\u0131 yap\u0131lmas\u0131, zaman zaman kamuoyunda tart\u0131\u015fma konusu olurken, uzmanlara g\u00f6re bu uygulama i\u015f\u00e7i ve ailesini koruyan g\u00fc\u00e7l\u00fc bir sosyal devlet refleksi niteli\u011fi ta\u015f\u0131yor. Hak kay\u0131plar\u0131n\u0131 \u00f6nleyen sosyal devlet mekanizmas\u0131 Uygulama ilk bak\u0131\u015fta \u201ci\u015f\u00e7inin sadece bir g\u00fcn sigortal\u0131 g\u00f6sterilmesi\u201d \u015feklinde […]<\/p>\n","protected":false},"author":2,"featured_media":118166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,8],"tags":[],"class_list":["post-118165","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem","category-mersin"],"views":45,"_links":{"self":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/118165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/comments?post=118165"}],"version-history":[{"count":1,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/118165\/revisions"}],"predecessor-version":[{"id":118167,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/posts\/118165\/revisions\/118167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media\/118166"}],"wp:attachment":[{"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/media?parent=118165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/categories?post=118165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mersingazetesi.com\/index.php\/wp-json\/wp\/v2\/tags?post=118165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}